Forecast Your8th CPC Salary
Instant breakdown of DA, HRA, deductions & compare 7th vs 8th CPC in seconds.
✓Based on latest government salary data
✓Download PDF, Excel & CSV reports
✓5-year salary projection included
Sample Output
Delhi, Level 10
7th CPC - Monthly
Basic Pay
₹56,100
DA + HRA
₹49,368
Net Salary
↓ 8th CPC Projection
8th CPC - Estimated
Basic Pay (×1.92)
₹1,07,712
Est. Net
Why Use This Calculator?
Get clarity on your complete salary breakdown
Understand Your Salary
See exactly where every rupee goes after taxes, NPS, and deductions
Compare Pay Commissions
See your 7th CPC salary vs projected 8th CPC side-by-side
Plan Your Future
Adjust fitment factor & view 5-year salary projection
Download Reports
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Calculate Your Salary
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Salary Details
Other Allowances / Incomes (if any)
Understanding Your Salary Components
A complete breakdown of how government salaries are calculated
📌 Basic Pay
The foundation of your salary, determined by your pay level in the government pay matrix. Under the 7th CPC (2016), each level has a specific basic pay. The 8th CPC is expected to adjust this using a fitment factor (est. 1.92x), increasing basic pay by approx 92%.
Example: Level 10 (7th CPC) ₹56,100 → (8th CPC) ₹107,712
🤼 Dearness Allowance (DA)
DA offsets inflation and is revised biannually. As of July 2025, DA stands at 58% of basic pay. (Note: In the 8th CPC, DA is expected to reset to 0%, merging the previous DA into Basic Pay).
Calculation: DA = Basic Pay × (Rate / 100)
🏠 House Rent Allowance (HRA)
Since DA has crossed 50%, HRA rates have been revised. Cities are classified into X, Y, and Z. The current rates are 30% (X-Class), 20% (Y-Class), and 10% (Z-Class) of Basic Pay.
Current Rates (DA > 50%): X: 30% | Y: 20% | Z: 10%
✈️ Travel Allowance (TA)
A fixed monthly amount for commuting, varying by city category. You also earn "DA on TA" (Dearness Allowance calculated on the TA amount), which provides a dual benefit.
Note: You earn DA on top of TA (DA on TA)
🧓🏼 NPS / UPS Contribution
Employees appointed after Jan 1, 2004, contribute 10% of (Basic + DA). Effective April 2025, you can choose between NPS (market-linked) or UPS (guaranteed 50% pension). The deduction remains 10% for both.
Deduction: 10% of (Basic + DA)
🧾 Income Tax Deduction
Income Tax is calculated on annual gross income using FY 2025-26 tax slabs. Tax is deducted monthly via TDS. Final liability depends on your choice between the Old and New Tax Regimes.
Note: Based on FY 2025-26 (AY 2026-27) slabs
💡 Important Note:
This calculator uses official 7th CPC pay matrices currently in effect. For 8th CPC, the 1.92x fitment factor is a commonly discussed estimate, but the actual official factor will be confirmed when the 8th CPC is formally notified by the Government of India. Always verify your official salary with your employer's payroll department.
7th CPC vs 8th CPC: Complete Comparison
Understanding key differences between pay commissions
| Aspect | 7th CPC (Since 2016) | 8th CPC (Estimated) |
|---|---|---|
| Minimum Basic Pay | ₹18,000 | ~₹35,400 (Estimated) |
| Maximum Basic Pay | ₹2,37,500 | ~₹4,55,000 (Estimated) |
| Fitment Factor | 2.57 (from 6th CPC) | 1.92 (Estimated) |
| DA Rate (Current) | 58% (July 2025) | To be reset to 0% |
| HRA Rates (DA > 50%) | X: 30% | Y: 20% | Z: 10% | Expected similar structure |
| Implementation Date | January 1, 2016 | Expected Jan 1, 2026 |
Frequently Asked Questions
Common questions about government salary calculations
How is DA calculated and when does it change?▼
Which city category do I fall under for HRA?▼
What is the fitment factor and why does it matter?▼
Is NPS mandatory for all government employees?▼
How is income tax calculated on government salary?▼
What is CGHS and why is it deducted?▼
Can I adjust the fitment factor to see different scenarios?▼
Are these calculations accurate for all government employees?▼
When will the 8th CPC be officially implemented?▼
Can I use this for loan and mortgage applications?▼
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About This Calculator
India's trusted salary tool for government employees
What is the 8th CPC Salary Calculator?
A comprehensive tool for Indian government employees to calculate and compare salaries under both the 7th Central Pay Commission (currently active) and the projected 8th CPC. It provides instant calculations of Basic Pay, DA, HRA, TA, NPS, and Income Tax with detailed visual comparisons and downloadable reports.
Why Government Employees Trust This Calculator
Official Government Data
Based on actual Ministry of Finance pay matrices and 7th CPC recommendations
City-Based Accuracy
Precise HRA and TA based on official X/Y/Z city classifications
Instant Results
Real-time calculations with detailed breakdowns and visual charts
Completely Free
No subscriptions, no hidden fees - 100% free
Downloadable Reports
Generate PDF and Excel files for loans and financial planning
Latest Tax Rates
Updated with FY 2025-26 income tax slabs
✓ Accuracy & Verification
Our calculator uses official government pay matrices. Salary calculations may vary based on individual circumstances like promotions or special allowances. Always verify with your HR department or official payslip.
⚠️ Important Disclaimer
The 8th CPC is under government consideration. The 1.92x fitment factor is an estimate, not official. Actual salaries under 8th CPC may differ when officially implemented. This calculator is for planning purposes only.
✓ Last Updated: January 2026
Updated with latest DA rates (58%), FY 2025-26 tax slabs, and official 7th CPC pay matrices. NPS rates (10% employee, 14% employer) and CGHS values are current per government notifications.